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Sorry about the theft, I hate that feeling. I started bringing my cell phone and wallet out with me mostly just in case I get stranded somewhere not close to my car, but I also don't like to leave my wallet anywhere.
When my wallet was stolen I was only out about $20 in cash because the CC companies covered the spending spree, but it was such a pain to replace everything. That's when I discovered that American Express has the best customer care when it comes to those kinds of things. The new card arrived the day after it was taken and was my only source of money for about a week.
-Patrick
edit: my theft happened a year or so ago at my apartment, not fishing related
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