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I've used many brands for both heavy and light spectra. In my opinion power-pro is the best. I too cut off a good 10ft on all my lines after fishing since I find most damage to the line is usually close to the wights or the hooks.
20lb spectra is fine for the bay, you can even go up to 30 on the low profile bait-casters, I'm sure some go higher although for me 20-30 works the best. I typically use a 8-12lb leader.
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