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Your kayak is covered thru renters or homeowners insurance.
All my stuff is covered thru renters insurance but I also added boat insurance for my Hobie PA 14.
6k coverage for PA and trailer.
2k in gear
100k liability
20k medical in case I get injured on the kayak
$100 deductible
All for $8 a month. Worth the piece of mind if you ask me.
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-Beto
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