I don't think it is a dumb question, good reason to research lightning and safety while caught on the water during a lighting storm.
Check out the fishing pole in this picture. This was my 1st thought is if your were out in a lightning storm might not be a good idea to be fishing during it, but I guess that also depends on what your rod is made out of and if you are having a bad day. Probably also not a good idea to be in a storm if you have a cheap aluminum paddle
http://www.lightningsafety.com/nlsi_...ge_photos.html
Here is some more interesting info I just found.
http://nasdonline.org/document/209/d000007/boating-lightning-protection.html