Kayak insurance help? - Kayak Fishing Adventures on Big Water’s Edge

12-30-2011, 11:01 PM

So I have my Malibu insured under my Renters policy,but USAA will only cover up to $1000 for a kayak. I'm curious if anyone has insured their Pro Angler?
I tried to add it to my Valuable Person Property policy, but that didn't work. I'm mostly worried about theft or god forbid it comes flying off the roof.

Thanks in advance.

FlyFishinYakr · 01-07-2012, 10:55 PM

While transporting mine it is covered under my State Farm Vehicle Insurance Policy (boating rider). While stored @ home renter's insurance covers it. (but I only have a Pro Explorer).
FFY

JeffB · 01-08-2012, 12:03 AM

My kayaks are covered fully through my renters insurance. All I have to do is show a receipt where and how much I bought it and they pay me for the price a new model. I went through Gieco, like $225 a yr. Had my truck broke into; rod and reels, tackle, FF, and a bunch of other stuff was stolen and they replaced everything. My renewal rate did not go up any either even after filing a claim.

Hypoxic1 · 01-08-2012, 09:29 AM

Usaa generally covers everything you can prove to have purchased. last year when that whale flipped me they had a check to me in 5 days to cover all of my lost rods, which i think came to about 2400. I would talk with your agent. It might be helpful if your auto insurance was with them too, I really dont know. I do know that they are just about the finest insurers anywhere because they keep their risk pool down by primarily insuring military and family.

jimbo · 01-08-2012, 01:15 PM

Dont xpect ne co to pay over limit. Can add floater- ez to do for small cost.

bus kid · 01-10-2012, 07:08 AM

PM Sherm. He probably knows what direction to point you to.

12-30-2011, 11:01 PM	#1
Drake Guest Posts: n/a	Kayak insurance help? So I have my Malibu insured under my Renters policy,but USAA will only cover up to $1000 for a kayak. I'm curious if anyone has insured their Pro Angler? I tried to add it to my Valuable Person Property policy, but that didn't work. I'm mostly worried about theft or god forbid it comes flying off the roof. Thanks in advance.

01-08-2012, 12:03 AM	#3
JeffB Senior Member Join Date: Oct 2011 Location: La Jolla Posts: 1,216	My kayaks are covered fully through my renters insurance. All I have to do is show a receipt where and how much I bought it and they pay me for the price a new model. I went through Gieco, like $225 a yr. Had my truck broke into; rod and reels, tackle, FF, and a bunch of other stuff was stolen and they replaced everything. My renewal rate did not go up any either even after filing a claim. __________________ If you're looking for me I'm

01-08-2012, 09:29 AM	#4
Hypoxic1 Senior Member Join Date: Jun 2009 Location: Oceanside Posts: 215	Give em a call Usaa generally covers everything you can prove to have purchased. last year when that whale flipped me they had a check to me in 5 days to cover all of my lost rods, which i think came to about 2400. I would talk with your agent. It might be helpful if your auto insurance was with them too, I really dont know. I do know that they are just about the finest insurers anywhere because they keep their risk pool down by primarily insuring military and family.

01-08-2012, 01:15 PM	#5
jimbo Member Join Date: Jun 2006 Location: san diego Posts: 97	Add floater Dont xpect ne co to pay over limit. Can add floater- ez to do for small cost. __________________ that's why they call it fishing

01-10-2012, 07:08 AM	#6
bus kid Team Keine Zugehörigkeit Join Date: Nov 2010 Location: Way out there Posts: 2,854	PM Sherm. He probably knows what direction to point you to. __________________ Não alimente os trolls------------Don't feed the trolls---------------インタネット荒らしを無視しろ

01-07-2012, 10:55 PM	#2
FlyFishinYakr Senior Member Join Date: Mar 2011 Location: Nor Cal...30 min from Bodega/Tomales Bay, 1hr from Clear Lake, 2+ hr to Berryessa & the Delta Posts: 729	While transporting mine it is covered under my State Farm Vehicle Insurance Policy (boating rider). While stored @ home renter's insurance covers it. (but I only have a Pro Explorer). FFY